When you become one of our clients, our first step is to help you work out how much money you need to pay all your day to day expenses and bills.
We will help you calculate the surplus - or money – that you have left over once your living expenses are taken into consideration, that is left over to pay your lenders.
This sum is the amount you will pay towards all the people you owe money to.
There will be no need to spend time each month juggling payments.
You will only make one payment towards the debts in your plan each month and then the rest of your money can be spent on you and your family.
Dependent upon how much you can afford, your loans will be repaid, you won't be hassled by the lenders.
We have a very high success rate in freezing interest and charges.
Our arrangements will simplify your life and allows your loans and credit cards to be repaid
If anything changes in your circumstances, do not panic!
Payments can easily be adjusted to ensure all priority bills remain paid
We are here to support you through the full term of any plan you enter into.
We have annual reviews to make sure you are coping ok, and if anything changes, you can simply call or message us
Summary
PayPlan can help freeze interest and charges
PayPlan will deal direct with your lenders so you don't have to
This should stop phone calls and help reduce your stress
You only make one payment for all the debts in your plan
You will have more money each month for you and your family